Here’s a Step by Step guide on how to get a Withholding Tax Certificate from Habib Bank Limited (HBL) using their app:

1. Download and Launch the HBL App:

• If you haven’t already, download the Habib Bank Limited app on your smartphone from the appropriate app store (Google Play Store or Apple App Store).
• Launch the HBL app on your device.

2. Log In to Your Account:

• Enter your login credentials for your HBL account (username and password).
• If you haven’t set up mobile banking yet, you’ll need to register for the service through the app or by visiting a branch.

3. Access the “More Options” Menu:

• Look for the menu icon, typically represented by four squares or dots arranged in a grid-like pattern. This icon usually signifies additional options within the app.
• Tap on the “More Options” icon.

4. Locate the “My Account” Section:

• Scroll down through the list of available options until you find a section titled “My Account” or similar phrasing.

5. Find the “Withholding Tax Certificate” Option:

• Within the “My Account” section, look for an option labeled “Withholding Tax Certificate” or something similar.

6. Select Your Account and Tax Period:

• Tap on the “Withholding Tax Certificate” option.
• Choose the specific account for which you need the certificate.
• Select the desired tax period for which the certificate should reflect withholding tax information.

7. Request and Download the Certificate:

• Once you’ve selected the account and tax period, tap on a button labeled “Request” or “Download” (depending on the app’s specific wording).
• The app should display your Withholding Tax Certificate. You might be given the option to save the certificate to your device or share it electronically.

8. Save Your Certificate:

• Choose a secure location on your device to save the downloaded Withholding Tax Certificate for future reference and tax filing purposes.

Additional Tips:

• Ensure you have a stable internet connection for a smooth download process.
• Consider using a password manager to securely store your HBL login credentials.
• If you encounter any difficulties downloading the certificate through the app, you can also visit your nearest HBL branch and request a physical copy.

I hope this comprehensive guide helps you obtain your Withholding Tax Certificate from Habib Bank Limited conveniently using their mobile app!